Last updated: November 10, 2026
Is Plaid down? User reports indicate possible problems with Plaid
Plaid is a fintech service that connects bank accounts to apps for payments and budgeting. It powers the bank-linking step in apps like Venmo, Cash App, and Robinhood.
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Plaid problems reported in the last 24 hours
Most reported problems
All quiet. No issues reported in the last 24 hours.
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Most reported locations
Where Plaid reports are coming from in the last 24 hours.
No problem locations to show yet. Plaid looks fine right now. Locations appear here as soon as users submit reports.
Latest Plaid user reports
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Plaid outage history
Our latest check and the live report status for Plaid.
✓ Our latest check (8 November 2026, 1:50 AM PKT): plaid.com answered normally in 443 ms.
Good news. Plaid has no reported problems right now. If it is not working for you, report it above and your report will appear here.
Plaid uptime and reports
Live report counts and the day by day record for the last 30 days.
User reports received in each period.
Last 30 days, day by day: 11 October 2026 to 9 November 2026
Green: up. Red: outage. Amber: some checks failed. Grey: no record yet.
The daily record builds from today as our checks run. Grey days have no saved record yet. A red day marks a confirmed outage.
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Plaid on social media
An early signal from outside our site, watched in rotation.
Posts on Bluesky saying Plaid is down. Checked 8 November 2026, 9:57 AM PKT.
Quiet right now. Nobody on Bluesky is saying Plaid is down.
Guides that can fix it
Step by step fixes for the problems people report most.
→ Is It Down for Me or Everyone? The Four-Step Check
→ Login Problems That Are Not an Outage
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Is Plaid Down Right Now?
No, Plaid is working normally right now. The bank-linking service is up, and connections are processing. There is no broad Plaid outage at this time. If your bank will not connect, the problem is usually between your bank and Plaid, not a full platform failure.
Plaid is the service that lets apps connect to your bank account. It powers bank linking inside thousands of apps, from payment tools to budgeting software. Plaid only reads data and cannot move your money. Most Plaid status complaints are really bank-side issues: the bank changed its login page, added new security steps, or went down for maintenance.
Is Plaid Down for Me or Everyone?
Check the live Plaid status graph at the top of this page. A spike in reports suggests a real Plaid incident. A flat line means the issue sits with your bank or your app. Try logging into your bank directly first, because a bank that is down for maintenance will break the Plaid link too.
Why Won’t My Bank Connect?
The most common Plaid problem is a bank that refuses to link. This often happens after the bank updates its website or its security rules. Plaid has to catch up with those changes, which can take days. Try disconnecting the account and reconnecting it, which forces a fresh handshake.
Some banks simply do not allow third-party connections. Others require you to turn on third-party access inside your bank settings first. If your bank is not listed at all, it may not support Plaid yet. Ask the app you are using whether it offers a manual verification option with small deposits instead.
Why Are My Transactions Not Importing?
A connected account can suddenly stop importing transactions. The usual causes are a bank website outage, new multi-factor authentication on the account, or a pending notification on the bank site that blocks automated access. Log into the bank directly and clear any alerts, then re-link the account.
Why Is the Verification Code Not Arriving?
When the bank sends a code during linking, some users never receive it. Check that your phone number on file with the bank is current. Try a different browser or device, because browser extensions can interfere with the code step. If the bank blocks security texts, contact the bank to allow them.
Why Does It Keep Sending Me Back to the Link Screen?
Getting bounced back to the link screen usually means a broken browser session. Clear your cache and cookies, or switch to an incognito window. On a phone, try a desktop browser instead, which handles the bank handoff more reliably.
Common Plaid Problems and Fixes
Bank Login Fails Through Plaid
Confirm your credentials work on the bank website directly. If they work there, the bank likely changed its login flow, and Plaid needs time to adapt.
Bank Not Listed
Search for alternate names or recent mergers. If it is truly missing, ask the app about manual verification with small deposits.
Transactions Stopped Syncing
Log into the bank and clear any notifications or alerts. Then disconnect and reconnect the account to restart the sync.
Multi-Factor Authentication Blocked
Some MFA methods are not supported. If you recently enabled a new MFA type, switch back to a supported one or ask your bank about options.
Connection Drops Repeatedly
Repeated drops often follow bank security updates. Reconnect the account and avoid changing your bank password mid-sync, which breaks the link.
Having a problem with Plaid?
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Frequently Asked Questions
How do I stop Plaid from asking me to reconnect my bank?
Banks often break the link when you change your password or turn on extra security checks. The app then asks you to sign in again to restore the connection. Reconnect through the same app, and update your bank login details if they changed.
Why won’t my bank connect through Plaid?
Your bank may have changed its website or security rules, or it may not support third-party connections. Try disconnecting and reconnecting first.
Can Plaid move money out of my account?
No. Plaid only has read-only access to balances and transactions. It cannot transfer money or change your account.
Why did my transactions stop importing?
Bank maintenance, new authentication steps, or pending bank notifications can block imports. Clear bank alerts and re-link the account.
How do I disconnect a bank from Plaid?
Open the app where you linked the account, go to its settings, and choose disconnect or unlink. You can also manage links through the Plaid portal.
Why is my bank not listed in Plaid?
Plaid supports over 12,000 institutions but not all of them. Ask your bank about Plaid support, or use the app’s manual verification option.