Last updated: November 12, 2026

Is BCI down? User reports show no current problems with BCI

The Bci app pairs with BciPass to run balances, transfers and card payments for Banco de Crédito e Inversiones clients. This page watches both apps through the day. People land here when BCI down searches spike, to learn if the freeze is only on their phone.

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BCI problems reported in the last 24 hours

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Most reported problems

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Most reported locations

Where BCI reports are coming from in the last 24 hours.

No problem locations to show yet. BCI looks fine right now. Locations appear here as soon as users submit reports.

Reports map

📍 View Map

Nothing on the map right now. BCI looks fine.

Latest BCI user reports

No reports yet — be the first to report a problem above.

BCI outage history

Our latest check and the live report status for BCI.

✓ Our latest check (12 November 2026, 6:09 PM PKT): bci.cl answered normally in 240 ms.

Good news. BCI has no reported problems right now. If it is not working for you, report it above and your report will appear here.

BCI uptime and reports

Live report counts and the day by day record for the last 30 days.

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Last hour
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Last 24 hours
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Last 30 days

User reports received in each period.

Last 30 days, day by day: 14 October 2026 to 12 November 2026

Green: up. Red: outage. Amber: some checks failed. Grey: no record yet.

The daily record builds from today as our checks run. Grey days have no saved record yet. A red day marks a confirmed outage.

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BCI on social media

An early signal from outside our site, watched in rotation.

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Last 24 hours

Posts on Bluesky saying BCI is down. Checked 12 November 2026, 6:09 PM PKT.

Quiet right now. Nobody on Bluesky is saying BCI is down.

Is BCI down right now?

The BCI status board above tracks live user reports, and BCI down reports tend to arrive in waves when BciPass approvals stall. Because every transfer waits on that second app, an approval fault looks like a total bank failure.

A quiet graph while your transfer hangs suggests the problem lives between your two apps.

Is BCI down for me or everyone?

Try a simple balance check first, since it needs no approval. If balances load while transfers hang, the main app is fine and BciPass is the broken link. A full BCI outage stops both apps at once, and bci.cl fails in the browser at the same time.

What does the Bci app handle without a branch visit?

Balances, movements, transfers and service payments all live in the Bci app, along with credit card payment and card controls. A checking account can even be opened from the app in a few minutes, with identity checks done on the phone.

The app signs you in with fingerprint or a PIN once the device is registered. That registration is what breaks most often after a phone upgrade, so expect a fresh setup on a new handset.

Where a stuck transfer usually stops

Nine times out of ten the money is waiting on BciPass, not on the transfer itself. The operation sits in a pending state until the approval app seals it with its own sign-in. No seal, no movement of funds. A wider BCI outage can park hundreds of transfers in that pending state together. Peruvian clients know the same pending pile-up at BCP, where a token fault parks sends before any money moves.

How BciPass confirms each transfer

BciPass receives the operation details and asks you to approve them inside the app. Read the amount and the receiver name on that screen, because the approval is the last checkpoint before money moves. Keep notifications enabled for BciPass, or open it by hand right after starting a transfer.

Which login route works when the app stays shut?

The website bci.cl accepts your RUT and internet password for the same accounts. Transfers there still ask for BciPass approval, so keep the phone nearby. If both apps refuse to open, reinstall the main app first and register the device again.

Common BCI Problems and Fixes

Bci faults split cleanly in two: the main app and the BciPass approval step. Work through these checks with both apps open.

BciPass shows no pending operation

Start the transfer again and watch BciPass within the first minute, because stale requests vanish from its list. Also check that both apps are updated, since mixed versions lose each other. Signing out of BciPass and back in refreshes the pairing.

Login rejects the internet password

The web password and the app PIN are different credentials, and mixing them locks accounts fast. Reset the internet password through the website help link if the app keeps refusing it. Avoid a third wrong try in a row.

Transfers fail right after approval

When approval lands but the transfer still fails, the receiver data is the usual suspect. Check the bank name, account type and RUT digit by digit. A single wrong digit sends the money nowhere and returns a plain error.

Card payment posts a day late

Payments made after the evening cut-off settle on the next business cycle. The debt line updates only when the settlement lands, which confuses many first-time payers. Your payment receipt inside the app is the proof that counts.

App crashes on the home screen

A crash before any menu loads points to the app cache on that phone. Clear it from the system settings, and remove the app fully if the crash survives. Register the device again after the reinstall and approvals resume.

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Frequently Asked Questions

What is BciPass used for?

BciPass approves transfers and other sensitive operations started in the Bci app or on the website. It works like a digital key that lives on your phone. Personal clients use it; business clients follow a different scheme.

Why does my transfer wait for authorization?

Every transfer needs a BciPass seal before funds move. Until you approve it there, the operation stays pending and the money stays put. Requests expire if you wait too long to approve them.

Can I open a Bci account from the app?

Yes, the checking account signup runs inside the app in a few minutes. You confirm your identity with your ID and a selfie-style check. The account is ready to receive transfers once the checks pass.

How is MACH different from the Bci app?

MACH is Bci’s separate digital wallet app with its own account and cards. The Bci app serves the bank’s regular checking and credit products. Balances in one do not appear in the other.

Where did my fingerprint login go?

A phone change or a big system update wipes the registered device. Sign in with your credentials once and turn fingerprint access back on in the security menu. The same reset happens after a full app reinstall.

Does BciPass work for business accounts?

No, BciPass is built for personal clients only. Bci Empresas customers approve operations through the business platform instead. Trying to pair a business profile with BciPass ends in an error.